REALTORS® Federal Credit Union

REALTORS® Federal Credit Union, a Division of Northwest Federal Credit Union

The National Association of REALTORS® is proud to offer its members the opportunity to join the REALTORS® Federal Credit Union, a Division of Northwest Federal Credit Union.

Credit Union members now have access to 5,100 shared branch service centers nationwide, fee-free business checking and debit cards, mortgage loans, commercial real estate loans, business lines of credit and more.

Drive More – Pay Less with the Credit Union

Don’t throw away your hard-earned cash by paying more than you should for your car loan. The Credit Union may help you save money on your auto loan. Their auto loans offer low interest rates, pre-approvals to increase your purchasing power, affordable payments, and flexible terms. Terms and restrictions apply. Learn more at

Now Available: REALTOR® Credit Card options for NAR Members, Association staff, and family members, available exclusively for Credit Union members.

Determining Your Investment Options

Victoria Gillespie, Senior Vice President for the Credit Union, shows how real estate professionals can use an investment triangle as a tool for weighing risk vs. return as they plan their retirement savings.

Professional Development Line of Credit

Take advantage of low competitive rates when you apply for our Professional Development Line of Credit. Have you been putting off taking your designations and certification coursework or paying for state licensing requirement? We may be able to help you keep your certifications and classes up to date. Apply online.

Savings & Checking Rates

Business Lending

For business lending needs both big and small, talk to your Credit Union. From new automobiles, to computers for the office, we’re here to help REALTORS® like you. Learn more about business lending.

REALTOR® Credit Card

This unique card program is available to existing and new Credit Union members and includes card options for personal and business use. Features of the REALTOR® Credit Card include:

  • Customized real estate-themed designs
  • REALTOR® branding options
  • Competitive interest rates as low as 8% APR*
  • No annual fees, balance transfer or cash advance fees
  • Comprehensive rewards program (points never expire)

Find out more about the REALTOR® Credit Card.

Products, Rates, and Services

REALTORS® deserve a convenient alternative to big box banking. Now is the time to break out of the box. You deserve the freedom to manage your finances when and where you want to. Your virtual branch is always open and is supported by a U.S. Member Care call center.

For Individuals

Open an account today at

For Busine​sses

  • Online banking
  • Traditional savings
  • Money market savings
  • Industry-leading certificate investments
  • Small business loan and lines of credit (up to $50,000)
  • Share secured loans and lines of credit
  • SentriLock loans
  • Member Care department to answer your questions

Get started on a business application today at

What Is a Credit Union?

Federal credit unions are not-for-profit cooperative financial institutions that are owned and operated by their members.

Through the use of volunteer boards and member ownership, credit unions are able to provide highly competitive loan rates, savings rates, and fewer fees than other lending institutions. Credit Unions share profits with their members (not shareholders) through the payment of dividends. Members also maintain voting rights to elect their board of directors as well as voting for issues concerning operations and policy.

Consumers are now more than ever flocking to credit unions because they perceive them as safer than commercial banks. Both the Federal Deposit Insurance Corporation (FDIC) and the National Credit Union Share Insurance Fund (NCUSIF) provide individual depositors with deposit insurance up to $250,000 backed by the full faith and credit of the United States government. In other words: same insurance, different agencies.

Your Credit Union’s Mission

Our mission is to be an innovative, secure and responsible financial services provider to REALTORS®. We’re dedicated to serving the financial needs of REALTORS® and we’re committed to meeting the financial needs of members in a cost effective way that recognizes the unique savings, lending and credit needs of people in the real estate profession, including REALTORS® who may be self-employed.

About This Partner

All REALTORS® (and their families) are eligible for lifetime membership. It’s easy and safe to join online. Visit to apply for membership. If you need assistance, please call a friendly Member Care Representative at 866-295-6038.

Eligible members include anyone who is a member of or works with the NAR as well as their immediate family or household members. You can become a member of the Credit Union as early as your first day of membership or relevant affiliation with the National Association of REALTORS® or any time afterward. Join today.