FEMA’s flood insurance rate maps identify flood hazards, assess flood risks and provide data to guide local stakeholders in taking effective actions, resulting in safer communities.
Based on these changes, the 100-year floodplain became smaller, removing the floodplain from hundreds of properties.
Flood insurance is no longer mandatory for mortgage holders of buildings that are now excluded from the floodplain boundary.
Fifty Scottsdale buildings will remain in the revised floodplain boundary and 25 Scottsdale buildings were mapped into the new floodplain.
Mortgage holders of these 25 buildings will now be required to carry flood insurance pursuant to federal law since the more accurate floodplain boundary shows that these buildings are at risk of flooding on a 100-year storm.
Because severe weather and flooding can be unpredictable in the desert, the city urges residents to consider carrying flood insurance, even though it will no longer be mandatory for mortgage holders of buildings now excluded from the floodplain boundary.
Questions about these changes can be directed to Ashley Couch, Scottsdale’s floodplain administrator, at 480-312-4317 or acouch@ScottsdaleAZ.gov.